PENGARUH PERILAKU KEUANGAN, LITERASI KEUANGAN, DAN PENDAPATAN TERHADAP PERENCANAAN KEUANGAN PRIBADI

Atika Sari(1), Harti Budi Yanti(2*),

(1) Fakultas Ekonomi dan Bisnis Universitas Trisakti
(2) Fakultas Ekonomi dan Bisnis Universitas Trisakti
(*) Corresponding Author

Abstract


Starting from the pandemic to rising prices for basic commodities, this creates financial problems and requires  individuals  to  make  financial  planning.  Researchers  made  this  study  with  the  aim  of examining  the  effect  of  Financial  Behavior,  Financial  Literacy,  and  Income  on  Personal  Financial Planning.  The  researcher  uses  primary  data  collection  techniques,  in  which  the  respondents  to  this study are undergraduate students who are already earning in Jakarta. The results of this study are that Financial  Literacy  has  a  positive  effect  on  Personal  Financial  Planning.  Meanwhile,  financial behavior  and  income  have  no  effect  on  personal  financial  planning.  The  researcher  recommends  for further research to further develop the research by adding samples and variables to further refine the research.


Keywords


Financial Behavior, Financial Literacy, Financial Planning.

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DOI: https://doi.org/10.37365/ebid.v1i1.172

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